Indiana Hoosiers Win 31-24 CFP Crown Over Miami – 2026

The Indiana Hoosiers captured the 2026 College Football Playoff National Championship, beating the Miami Hurricanes 31‑24 on a rain‑slicked field to finish a perfect 15‑0 season. The victory delivered Indiana’s first national title and marked one of the most dramatic turnarounds in modern college football, turning a former bottom‑dweller into a dominant champion.

Game Summary: Indiana Defeats Miami 31‑24

Opening Drive Sets the Tone

Indiana struck first with a 12‑yard touchdown pass from senior quarterback Caleb “Lightning” Hayes to wide receiver Jalen Brooks, taking a 7‑0 lead within five minutes.

First Half Battle

Miami answered with a strip‑sack forced by defensive end Marcus “The Beast” Alvarez, leading to a 28‑yard touchdown pass from quarterback Tyler “Tornado” McCoy to tight end Rafael Ortiz. The teams exchanged field goals before Indiana safety Malik Turner returned an interception 73 yards for a touchdown, giving the Hoosiers a 21‑14 halftime advantage.

Second Half Surge

Miami narrowed the gap to 24‑21 with a 45‑yard field goal and a 10‑yard rushing touchdown by Jamal “Jet” Harris. With under three minutes remaining, Hayes engineered a 68‑yard drive, finishing with a 5‑yard touchdown pass to tight end Ethan Caldwell. The extra point sealed the final 31‑24 score.

Turnaround Story: From 2‑10 to National Champions

Coaching Change Sparks Revival

Head coach Derek “Doc” Malone arrived in 2023, installing a high‑tempo spread offense and a culture of accountability that revitalized recruiting and player development.

2025 Breakthrough Season

Indiana posted a 9‑3 record in 2025, upsetting defending champion Texas in the CFP semifinals and announcing the program’s arrival on the national stage.

Future Impact of Indiana’s Victory

Recruiting Boost and Program Blueprint

The championship validates Malone’s rebuilding model, positioning Indiana as a premier destination for top high‑school talent seeking immediate national exposure.

Shifts in College Football Playoff Landscape

The Hoosiers’ ascent challenges traditional power‑conference dominance, prompting discussions about weighting momentum and program trajectory more heavily in future playoff selections.

Player Spotlights

  • Caleb Hayes (QB, Indiana) – 24‑of‑35, 312 yards, 3 TDs, 1 INT; named game MVP.
  • Tyler McCoy (QB, Miami) – 280 yards, 2 TDs; a late interception proved decisive.
  • Malik Turner (S, Indiana) – 73‑yard pick‑six, the pivotal play of the night.
  • Marcus Alvarez (DE, Indiana) – 2 sacks and a forced turnover that sparked Miami’s early score.

Key Takeaways

  • Indiana’s perfect 15‑0 season culminated in a historic national title.
  • The victory showcases a replicable blueprint for rapid program revitalization.
  • Future CFP selections may prioritize emerging contenders over traditional powerhouses.
  • Miami’s strong run to the final highlights the depth of competition in the 2026 playoff.